Finances are something that can be very tricky to figure out. Often times, people find themselves in some kind of financial trouble or hardship for many different reasons. It is very common for people to start saving money only to be wiped out by something that was unexpected. For instance, there can be an unexpected emergency that costs almost as much as you have. Then there are times when you
It is the dream of many people to own a house or a business, but it can be difficult to get a loan to buy that dream house, office building or even a piece of land. This is where you come in as a mortgage business owner. You can act as a middleman between lenders and borrowers, helping to negotiate the terms that the borrower might find difficult to sort
Insurance plays an important role in any sound financial plan. It protects you and your loved ones against the high costs of illness, accidents, disability, and even death. The truth is that none of us know what is around the corner, so having protection in place for the things you hold dear is a worthwhile exercise. While the readers of this article might not require ever single type of insurance
A loan against property (LAP) is perfect to resolve any financial troubles, because it does not have any restriction on how the funds should be used. It can be easily availed if you as an applicant can provide all the necessary documents and are the owner of the property against which the funds are to be requested. You can get up to 70 percent of the property’s value in the
When it’s time to get serious about investing, estate planning, exiting a business or moving into retirement, you’re generally better off being guided by professionals who know all the legal steps involved as well as financial hurdles. But even if you still have years to go before, you’re completely down that road, you want to make sure you’re working with a wealth management strategy that fits your needs. You have
One of the biggest movements on the internet in recent years has been for people to make and upload home movies. This has become a big business for many and they are making quite a bit of money from them. It seems like this trend will be around for many years as product manufacturers are often supplementing these movies and providing the products, they need to make them. There is
Are you hoarding money at home? Do you keep it in a safe? If so, it sounds as if you need a safe bank to put in. Keeping your money safe is very important and finding a way to do that where it will not get stolen or caught on fire in your home is crucial. You have to find a bank that is right for you and gas what
One statement that agrees with while investing in mutual funds is “mutual fund investments are subject to market risk, please read the offer document properly before investing.” This statement itself is enough to caution investors about risks associated while investing in market-linked securities. Market risk plays an important role in deciding the returns of a fund over a certain period. The greater the risk component of the fund, the higher the
Did you know that choosing a financial planner can be a difficult task for many people? For you want to increase the value of your investment, you must choose the right one. If you make a wrong choice, the results can damage your family. There are risks involved if the choice of financial advisor is wrong. The advisor may not steal your money but may lose it through careless and
Tips for achieving the 3 levels of CFA certification Initial methodology Open your electronic calendar, choose a bright color and block 12 hours a week for the next 6 to 7 months. During the 6 to 7 months of study, make a “COPY- PASTE” hours not allocated to the program in order not to fall behind the renunciations! Methodology during the 6 months Each level covers 18 study sessions. After studying 8 to
